August 2013 Budget & Goals

Ice Cream and Advil

Ahhh, August. I’m so happy to see the beginning of a new month. Well, kind of. Actually, no. August is going to be insane. And the first thing you’ll notice about this post is that I don’t actually have a budget for it…

Ok, that’s not entirely true. I do have a couple small savings goals. And I obviously know how much my fixed expenses will add up to. But the rest of it? Well, this accident has put a few things on hold. As a result, I have no idea what the next month will look like for me – and as a planner and chronic list maker, that’s pretty scary! The one thing I can tell you is happening for sure is this: I’m moving.

Didn’t see that one coming, did you? Yea, me neither.

On Monday, I published a short post about something that happened on Sunday night. In a spat of self-consciousness (let’s blame the painkillers), I deleted it after it went live. But the gist of it is that I was laying on my couch, propped up with a pillow and some ice packs on my back, when I noticed someone on my patio staring at me. My patio door was wide open. If I’d been asleep on the couch (which I was an hour before), he could’ve easily walked right in. And, of course, I’m already injured. Fortunately, I saw him and he ran… but now I’m scared to be alone there.

As fate would have it, that same night I received a text from a friend asking if I wanted to move in with him. Do you remember when I first moved to Vancouver and I was staying with various friends while looking for an apartment? He was the first person to offer his home to me and I stayed with him and his roommate for the first week or so that I was here. I really liked their building and even looked at a unit that was available at the time. Anyway, now that his roommate has given notice, I’m finally going to move in! And the best part: it’s only about 10 blocks over from where I live now (just on a much higher floor).

The bonuses of living with a roommate are obvious: we can split the rent (which will go from $1,000 down to $740) and all the other bills and utilities. We like a lot of the same shows, movies, etc. And it doesn’t hurt that his building comes with a pool, sauna and gym. But now I have to pack up the stuff I just finished unpacking, clean my current apartment, move everything and unpack in my new apartment. And because of my injuries, I can’t do any of it myself. All I can do is either pay for movers or pay for my family to come over with my dad’s truck and order some good takeout for everyone after.

Are you starting to see why I couldn’t create a budget for this month? Money is going to be coming in and out of my hands so fast. There will be moving expenses, damage deposits, medical treatments, etc. I just don’t know what to budget for any of it. All I can say right now is thank goodness I don’t have any debt.

Goals for the month:

  • Put 10% of my income in my Emergency Fund
  • Put 10% of my income in my RRSPs
  • Track my spending
  • Post a completed budget at the end of the month
  • Stop eating so much ice cream!

What do you have planned for this month?